In Office Mortgage Underwriter Job at National Mortgage Staffing, Carmel, IN

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  • National Mortgage Staffing
  • Carmel, IN

Job Description

Mortgage Underwriter

Location: Carmel, IN (On-site, Full-time)
Salary: $65,000–$75,000, depending on experience

Position Overview:

Our client is seeking an experienced Mortgage Underwriter for an on-site position in Carmel, Indiana . This is a full-time role responsible for underwriting residential mortgage loans while maintaining compliance with agency guidelines and internal policies. The ideal candidate is detail-oriented, deadline-driven, and comfortable working in a collaborative office setting.

This role requires recent experience with Conventional loans . Non-QM and Government (FHA/VA) experience is a strong plus. Candidates must be proficient in Encompass .

Key Responsibilities:

  • Underwrite Conventional residential mortgage files in accordance with FNMA/FHLMC guidelines

  • Analyze income, assets, credit, and collateral to assess loan eligibility and risk

  • Review and clear conditions in a timely and accurate manner

  • Communicate clearly with processors and loan officers to facilitate smooth closings

  • Maintain a consistent pipeline and meet required service-level standards

  • Stay up to date on investor, agency, and regulatory changes

  • Support internal team discussions on process improvements and file quality

Qualifications:

  • 2–4 years of recent mortgage underwriting experience required

  • Strong knowledge of Conventional guidelines

  • Non-QM and Government (FHA/VA) underwriting experience is a plus

  • Encompass experience is required

  • Detail-oriented with strong time management and documentation review skills

  • Effective communicator with a team-first mindset

Additional Information:

  • This is a full-time, in-office position based in Carmel, IN

  • Candidates must have recent front-line underwriting experience

  • This role is not intended for processors or individuals seeking to re-enter underwriting after an extended gap

Please Note: All qualifications and requirements for this role are set by our client. National Mortgage Staffing does not determine candidate eligibility.

Job Tags

Full time, Work at office,

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