Job Description

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.

Big Sky Underwriters is seeking a Renewal Underwriter to join our growing team in Missoula, MT .

The Renewal Underwriter is responsible for evaluating and underwriting renewal accounts by analyzing risk factors such as financial standing, property condition, and prior loss history. This role ensures compliance with carrier guidelines, timely issuance of quotes and policies, and proper documentation of all transactions. Working closely with brokers and assistants, the Renewal Underwriter supports the renewal process, provides training to team members, and ensures high service standards are maintained. The position requires strong analytical skills, attention to detail, and the ability to manage multiple accounts while supporting departmental production goals.

How You Will Contribute:

• Examines such documents as application forms, inspection reports, insurance maps, and reports to determine degree of risk from such factors as applicant financial standing, age, occupation, accident experience, and value and condition of property.
• Reviews company records to determine amount of insurance in force on single risk or group of closely related risks and evaluates possibility of losses due to catastrophe or excessive insurance.
• Underwrite or broker renewal accounts, ensuring that all required information is obtained per carrier guidelines, proper applications are completed, quotes and binders are confirmed in writing, policies are issued promptly and accurately, state filings (where applicable) are made, and taxes paid in accordance with appropriate state laws. Secure payments on risks bound or written.
• Assist the Underwriter/Broker with the review, analysis and underwriting of primarily renewal risks, as well as new business as directed, rate accounts for premium and terms, analyze exposures for quotes for new and renewal business, issue written indications, quotes and binders; use inspection companies to obtain further information, quote rates, or explain company underwriting policies.
• See that coding on specific required forms are completed and utilized.
• Service and perpetuate existing business and have a keen awareness of priorities.
• Instruct and train processors and assistants, review indications, quotes, binders, submissions and policies for completeness and accuracy.
• Provide guidance and training others in the dept., to enable them to reduce the underwriter’s clerical workload.
• Provide full assistance and support for the sales and production process in the department.
• Confer with the department Leader before underwriting or brokering unusual or unfamiliar coverages or manuscript forms.

Licenses and Certifications:

• P&C State licensed.

Skills & Experience to Be Successful:

• Bachelor’s degree (B.A.) from four-year college or university is desired or five years insurance experience, two years of which is as an underwriting assistant.
• Proficient with MS Office
• Exceptional telephone demeanor
• 1-3 years’ experience with excess and surplus lines underwriting agency or company
• Pursue the CIC or CPCU designation, thorough familiarity with applicable ISO manuals, forms, rating plans, policy forms i.e. coverages, exclusions, conditions and terms. (Preferred)

About Us:

Bridge Specialty Group creates a more seamless way to connect the varying needs of our retail partners with the market clout and talents of our wholesale entities. Our more than 25 niche-focused brands reflect our deep experience and specialization in construction, general casualty, environmental liability, professional liability, health care, public entity, workers’ comp, property and personal lines.

With more than 50 locations and more than 2,000 team members throughout the United States and Europe, Bridge has access to more than 200 standard and excess & surplus lines carriers that support our $7+ billion premium book.

Our focus is on bringing the power of collective size and specialty to the wholesale brokerage marketplace. Bridge Specialty Group – aligning risk with greater reach.

Teammate Benefits & Total Well-Being

We go beyond standard benefits, focusing on the total well-being of our teammates, including:

• Health Benefits : Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
• Financial Benefits : ESPP; 401k; Student Loan Assistance; Tuition Reimbursement
• Mental Health & Wellness : Free Mental Health & Enhanced Advocacy Services
• Beyond Benefits : Paid Time Off, Holidays, Preferred Partner Discounts and more.

Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations.

The Power To Be Yourself

As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.

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